Author Archives: jvowens

Protected: Risks Faced by Digital Credit Clients

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Posted in Digital Financial Services, Responsible Online & Digital Lending

Protected: The Current Landscape of Digital Credit Providers

There is no excerpt because this is a protected post.

Posted in Digital Financial Services, Fintech, Responsible Online & Digital Lending

How Alternative Data is Transforming Access to SME Finance

By John Owens & Lisa Wilhelm Reposted from the SME Finance Forum Blog Many traditional commercial banks consider small and medium enterprises (SMEs) to be high-risk clients, as well as high-cost clients to acquire, underwrite and serve. There is limited … Continue reading

Posted in Digital Financial Services, Fintech, Responsible Online & Digital Lending, SME Finance | Tagged , , , , | Leave a comment

Payphone Bank in Colombia: An Innovative Way to Promote Micro-savings via Pay Phones

Tigo-Une’s “Payphone Bank” by Grey Colombia has won the Grand Prix for Product Design at this year’s Cannes Lions. The telecom company turned 13,000 cast iron pay phones from the turn of the century into a micro-savings system for the … Continue reading

Posted in Digital Financial Services, Financial Inclusion, Fintech, Mobile Money Use Cases, Mobile Money Videos | Tagged , , , | Leave a comment

What does responsible online and digital credit look like?

Background & Research Questions More and more online credit providers have started to offer loans to not only consumers`but also to SMEs around the world. Outside of digital banking platforms, new alternative online and digital platforms that target consumers and … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Responsible Online & Digital Lending | Tagged , , , | Leave a comment

Tendencias en Servicios Financieros Digitales y Inclusión Financiera

Esta presentación fue preparada por el Banco Central de Costa Rica para aprender sobre los nuevos servicios financieros digitales que apoyan la inclusión financiera.

Posted in Alliance for Financial Inclusion, Digital Financial Services, Financial Inclusion, Fintech, Mobile Money Regulations, Payments, Regulations | Tagged , , , , , , , , , , | Leave a comment

Leveraging Fintech to Achieve Financial Inclusion in Indonesia

by Ghiyazuddin Mohammad and John Owens (reposted from MicroSave’s blog) “Fintech” – an intersection of financial services and technology – is taking the traditional financial world by storm. Indonesia is no exception, with a fast-evolving ecosystem that includes a host … Continue reading

Posted in Fintech, Payments, Regulations | Tagged , , , , , , , , , , , | 1 Comment

Facebook: The New Game Changer for Mobile Payments & Remittances

As predicted last year, new financial players especially social media giants like WeChat and now Facebook can be major players in the mobile payment space.  Facebook in particular has the widest global outreach among social networks and has already been offering money … Continue reading

Posted in Payments, Uncategorized | Tagged , , , , , , , , , , , , | 3 Comments

My Thoughts on Payments, Blockchain and new Technologies in the Philippines and other Emerging Markets

The following article appeared in the Zooz Industry Influencer and Q&A blog. Could you tell us a bit about the current state of payments in the Philippines? The Philippines is undergoing a tremendous change in terms of the payments space with … Continue reading

Posted in Payments, Regulations | Tagged , , , , , , , , , | 1 Comment

The importance of money transfer operators and the issue of de-risking in the Pacific Islands

Originally posted on Alliance for Financial Inclusion Blogs:
John Owens Dr. Sione Ngongo Kioa, Governor at the National Reserve Bank of Tonga (far right), and Ms. Maiava Atalina Emma Ainuu-Enari, Governor at the Central Bank of Samoa (second from right),…

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