Category Archives: ACCION Center for Financial Inclusion (CFI)

A Framework for Responsible Digital Credit

In the era of digital credit, we do not just need new laws and regulations, but also new ways of approaching responsible digital credit that bring regulators, the players and consumers together. > By John Owens, Center for Financial Inclusion … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Consumer Protection, Digital Financial Services, Financial Inclusion, Fintech, Uncategorized | Tagged , , , , , , , , , , , , , , , | Leave a comment

Emerging Standards, Codes of Conduct & Principles for Digital Lenders

(Note that this is the 5th chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) As noted in the previous chapters, digital … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Responsible Online & Digital Lending | Leave a comment

The Role of the Digital Credit Industry in Addressing Consumer Protection

(Note that this is the 3rd chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) The digital credit industry has established a … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Fintech, Responsible Online & Digital Lending | Tagged , , , , , , , , | 1 Comment

What does responsible online and digital credit look like?

Background & Research Questions More and more online credit providers have started to offer loans to not only consumers`but also to SMEs around the world. Outside of digital banking platforms, new alternative online and digital platforms that target consumers and … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Responsible Online & Digital Lending | Tagged , , , | Leave a comment