Category Archives: Responsible Online & Digital Lending

Emerging Standards, Codes of Conduct & Principles for Digital Lenders

(Note that this is the 5th chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) As noted in the previous chapters, digital … Continue reading

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Digital Credit: Regulatory Concerns & Responses

(Note that this is the 4th chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) Regulators from around the world are now … Continue reading

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The Role of the Digital Credit Industry in Addressing Consumer Protection

(Note that this is the 3rd chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) The digital credit industry has established a … Continue reading

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Protected: Risks Faced by Digital Credit Clients

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Posted in Digital Financial Services, Responsible Online & Digital Lending

Protected: The Current Landscape of Digital Credit Providers

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Posted in Digital Financial Services, Fintech, Responsible Online & Digital Lending

How Alternative Data is Transforming Access to SME Finance

By John Owens & Lisa Wilhelm Reposted from the SME Finance Forum Blog Many traditional commercial banks consider small and medium enterprises (SMEs) to be high-risk clients, as well as high-cost clients to acquire, underwrite and serve. There is limited … Continue reading

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What does responsible online and digital credit look like?

Background & Research Questions More and more online credit providers have started to offer loans to not only consumers`but also to SMEs around the world. Outside of digital banking platforms, new alternative online and digital platforms that target consumers and … Continue reading

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