Tag Archives: Digital Financial Services

Digital Credit: Regulatory Concerns & Responses

(Note that this is the 4th chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) Regulators from around the world are now … Continue reading

Posted in ACCION Center for Financial Inclusion (CFI), Fintech, Regulations, Responsible Online & Digital Lending | Tagged , , , , | 2 Comments

The Role of the Digital Credit Industry in Addressing Consumer Protection

(Note that this is the 3rd chapter of a new publication on Responsible Digital Credit and is still under review. It is posted here for the purpose of receiving comments and inputs from others) The digital credit industry has established a … Continue reading

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How Alternative Data is Transforming Access to SME Finance

By John Owens & Lisa Wilhelm Reposted from the SME Finance Forum Blog Many traditional commercial banks consider small and medium enterprises (SMEs) to be high-risk clients, as well as high-cost clients to acquire, underwrite and serve. There is limited … Continue reading

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What does responsible online and digital credit look like?

Background & Research Questions More and more online credit providers have started to offer loans to not only consumers`but also to SMEs around the world. Outside of digital banking platforms, new alternative online and digital platforms that target consumers and … Continue reading

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Tendencias en Servicios Financieros Digitales y Inclusión Financiera

Esta presentación fue preparada por el Banco Central de Costa Rica para aprender sobre los nuevos servicios financieros digitales que apoyan la inclusión financiera.

Posted in Alliance for Financial Inclusion, Digital Financial Services, Financial Inclusion, Fintech, Mobile Money Regulations, Payments, Regulations | Tagged , , , , , , , , , , | Leave a comment

Leveraging Fintech to Achieve Financial Inclusion in Indonesia

by Ghiyazuddin Mohammad and John Owens (reposted from MicroSave’s blog) “Fintech” – an intersection of financial services and technology – is taking the traditional financial world by storm. Indonesia is no exception, with a fast-evolving ecosystem that includes a host … Continue reading

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Public-private sector dialogue advancing financial inclusion through digital financial services in Russia

Originally posted on Alliance for Financial Inclusion Blogs:
Mikhail Mamuta and John Owens AFI and the Central Bank of Russia workshop “Digital Financial Services: Promoting Financial Inclusion” panel is pictured in Moscow in October 2014. Learning from legislative and regulatory…

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Eight trends that will impact financial inclusion in 2015

Originally posted on Alliance for Financial Inclusion Blogs:
John Owens A man displays his phone in Kenya. The use of digital financial services will continue to be one of the main drivers for financial inclusion in 2015. In the Alliance…

Posted in Alliance for Financial Inclusion, Mobile Money Regulations, Mobile Money Use Cases, Regulations, Tips for Mobile Money Providers, Uncategorized | Tagged , , , , , , | 5 Comments

Renaming this Blog: Moving from Mobile Money to Digital Financial Services for Development

In 2012, I set this blog up to focus on my work and experiences supporting mobile money for development.  At that time, much of the world interest was in the use of mobile technology and especially mobile enabled e-money services … Continue reading

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Moving from Mobile Money to Digital Financial Services for Financial Inclusion

In this webinar put on by Making Cents and Chemonics International, I shared updates on the growing shift from mobile money to broader digital financial services to promote financial inclusion. These broader services include greater integration and convergence of electronic funds … Continue reading

Posted in Alliance for Financial Inclusion, Better Than Cash Initiative, Mobile Money Use Cases, Mobile Money Videos, Tips for Mobile Money Providers | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments